The determinants of participation in microfinance and its impact on rural welfare: case study of the National Development Bank Botswana's Temo Bokamoso Lending programme in Kweneng District

Simple item page
dc.contributor.advisorRogers, Steven Nabieuen_ZA
dc.contributor.authorBayen Bayen, Edmunden_ZA
dc.date.accessioned2018-11-02T09:31:40Z
dc.date.available2018-11-02T09:31:40Z
dc.date.issued2015en_ZA
dc.description.abstractThis thesis investigates the determinants of participation in microfinance programmes and its impact on rural welfare in order to suggest improvements to the level of participation and the effectiveness of the programmes. The level of participation by rural smallholders in Botswana is much lower than expected in spite of the availability of schemes and their ease of access. The study uses one of National Development Bank Botswana's credit schemes in Kweneng District to investigate this problem. A field survey was carried out on 112 smallholder farmers, half of whom are scheme participants, to establish what factors affect the probability of their participation in the scheme. The study applied a logit model to determine which variables significantly affected the probability of participation in the credit scheme. The results indicated that some variables like gender and educational status had little effect on the probability of participation. A number of policy variables which include age, previous experience of credit use, respondents' perception of group collateral, distance from the National Development Bank, access to irrigation and total landholding size were found to have a significant effect. On the welfare effect, more than half of participants in the microfinance credit scheme indicated that their welfare improved as a direct result of the programme. As future research, it would be useful if the study could be extended to all districts of the country to enable the generalization of findings and provide valuable information for agricultural and poverty alleviation policy purposes.en_ZA
dc.identifier.apacitationBayen Bayen, E. (2015). <i>The determinants of participation in microfinance and its impact on rural welfare: case study of the National Development Bank Botswana's Temo Bokamoso Lending programme in Kweneng District</i>. (Thesis). University of Cape Town ,Faculty of Commerce ,Research of GSB. Retrieved from http://hdl.handle.net/11427/28988en_ZA
dc.identifier.chicagocitationBayen Bayen, Edmund. <i>"The determinants of participation in microfinance and its impact on rural welfare: case study of the National Development Bank Botswana's Temo Bokamoso Lending programme in Kweneng District."</i> Thesis., University of Cape Town ,Faculty of Commerce ,Research of GSB, 2015. http://hdl.handle.net/11427/28988en_ZA
dc.identifier.citationBayen Bayen, E. 2015. The determinants of participation in microfinance and its impact on rural welfare: case study of the National Development Bank Botswana's Temo Bokamoso Lending programme in Kweneng District. University of Cape Town.en_ZA
dc.identifier.ris TY - Thesis / Dissertation AU - Bayen Bayen, Edmund AB - This thesis investigates the determinants of participation in microfinance programmes and its impact on rural welfare in order to suggest improvements to the level of participation and the effectiveness of the programmes. The level of participation by rural smallholders in Botswana is much lower than expected in spite of the availability of schemes and their ease of access. The study uses one of National Development Bank Botswana's credit schemes in Kweneng District to investigate this problem. A field survey was carried out on 112 smallholder farmers, half of whom are scheme participants, to establish what factors affect the probability of their participation in the scheme. The study applied a logit model to determine which variables significantly affected the probability of participation in the credit scheme. The results indicated that some variables like gender and educational status had little effect on the probability of participation. A number of policy variables which include age, previous experience of credit use, respondents' perception of group collateral, distance from the National Development Bank, access to irrigation and total landholding size were found to have a significant effect. On the welfare effect, more than half of participants in the microfinance credit scheme indicated that their welfare improved as a direct result of the programme. As future research, it would be useful if the study could be extended to all districts of the country to enable the generalization of findings and provide valuable information for agricultural and poverty alleviation policy purposes. DA - 2015 DB - OpenUCT DP - University of Cape Town LK - https://open.uct.ac.za PB - University of Cape Town PY - 2015 T1 - The determinants of participation in microfinance and its impact on rural welfare: case study of the National Development Bank Botswana's Temo Bokamoso Lending programme in Kweneng District TI - The determinants of participation in microfinance and its impact on rural welfare: case study of the National Development Bank Botswana's Temo Bokamoso Lending programme in Kweneng District UR - http://hdl.handle.net/11427/28988 ER - en_ZA
dc.identifier.urihttp://hdl.handle.net/11427/28988
dc.identifier.vancouvercitationBayen Bayen E. The determinants of participation in microfinance and its impact on rural welfare: case study of the National Development Bank Botswana's Temo Bokamoso Lending programme in Kweneng District. [Thesis]. University of Cape Town ,Faculty of Commerce ,Research of GSB, 2015 [cited yyyy month dd]. Available from: http://hdl.handle.net/11427/28988en_ZA
dc.language.isoengen_ZA
dc.publisher.departmentResearch of GSBen_ZA
dc.publisher.facultyFaculty of Commerceen_ZA
dc.publisher.institutionUniversity of Cape Town
dc.subject.otherDevelopment Financeen_ZA
dc.titleThe determinants of participation in microfinance and its impact on rural welfare: case study of the National Development Bank Botswana's Temo Bokamoso Lending programme in Kweneng Districten_ZA
dc.typeMaster Thesis
dc.type.qualificationlevelMasters
dc.type.qualificationnameMComen_ZA
uct.type.filetypeText
uct.type.filetypeImage
uct.type.publicationResearchen_ZA
uct.type.resourceThesisen_ZA
Files
Original bundle
Now showing 1 - 1 of 1
Thumbnail Image
Name:
thesis_com_2015_bayen_bayen_edmund.pdf
Size:
1.22 MB
Format:
Adobe Portable Document Format
Description:
Download
Collections
Masters