The risk appetite of development finance institutions (DFIs) and funding for start-ups in South Africa

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dc.contributor.advisorBiekpe, Nicholasen_ZA
dc.contributor.advisorMotelle, Sephooko Ignatiusen_ZA
dc.contributor.authorNkosi, Thabisoen_ZA
dc.date.accessioned2018-02-07T09:07:33Z
dc.date.available2018-02-07T09:07:33Z
dc.date.issued2017en_ZA
dc.description.abstractUsing publicly available data from three South African Development Finance Institutions (DFI's), this study examines the risk appetite of Business Partners (BP), the National Empowerment Fund (NEF) and the Small Enterprise Finance Agency (SEFA). This study analyses data between 2011 and 2015 to determine the DFI's risk appetite and to identify key determinants of risk appetite with regard to funding SMEs, specifically startups. The study's findings reveal that South African DFI's have a high to extremely high-risk appetite level and that state-owned DFI's, NEF and SEFA have a higher risk appetite for funding SMEs specifically startup related loan products than private DFI BP. The study's findings also illustrates that South African DFI's risk appetites have a weaker negative relationship with shorter-term financial products than longer-term financial products indicating a higher risk appetite for funding shorter-term financial products.en_ZA
dc.identifier.apacitationNkosi, T. (2017). <i>The risk appetite of development finance institutions (DFIs) and funding for start-ups in South Africa</i>. (Thesis). University of Cape Town ,Faculty of Commerce ,Research of GSB. Retrieved from http://hdl.handle.net/11427/27369en_ZA
dc.identifier.chicagocitationNkosi, Thabiso. <i>"The risk appetite of development finance institutions (DFIs) and funding for start-ups in South Africa."</i> Thesis., University of Cape Town ,Faculty of Commerce ,Research of GSB, 2017. http://hdl.handle.net/11427/27369en_ZA
dc.identifier.citationNkosi, T. 2017. The risk appetite of development finance institutions (DFIs) and funding for start-ups in South Africa. University of Cape Town.en_ZA
dc.identifier.ris TY - Thesis / Dissertation AU - Nkosi, Thabiso AB - Using publicly available data from three South African Development Finance Institutions (DFI's), this study examines the risk appetite of Business Partners (BP), the National Empowerment Fund (NEF) and the Small Enterprise Finance Agency (SEFA). This study analyses data between 2011 and 2015 to determine the DFI's risk appetite and to identify key determinants of risk appetite with regard to funding SMEs, specifically startups. The study's findings reveal that South African DFI's have a high to extremely high-risk appetite level and that state-owned DFI's, NEF and SEFA have a higher risk appetite for funding SMEs specifically startup related loan products than private DFI BP. The study's findings also illustrates that South African DFI's risk appetites have a weaker negative relationship with shorter-term financial products than longer-term financial products indicating a higher risk appetite for funding shorter-term financial products. DA - 2017 DB - OpenUCT DP - University of Cape Town LK - https://open.uct.ac.za PB - University of Cape Town PY - 2017 T1 - The risk appetite of development finance institutions (DFIs) and funding for start-ups in South Africa TI - The risk appetite of development finance institutions (DFIs) and funding for start-ups in South Africa UR - http://hdl.handle.net/11427/27369 ER - en_ZA
dc.identifier.urihttp://hdl.handle.net/11427/27369
dc.identifier.vancouvercitationNkosi T. The risk appetite of development finance institutions (DFIs) and funding for start-ups in South Africa. [Thesis]. University of Cape Town ,Faculty of Commerce ,Research of GSB, 2017 [cited yyyy month dd]. Available from: http://hdl.handle.net/11427/27369en_ZA
dc.language.isoengen_ZA
dc.publisher.departmentResearch of GSBen_ZA
dc.publisher.facultyFaculty of Commerceen_ZA
dc.publisher.institutionUniversity of Cape Town
dc.subject.otherDevelopment Financeen_ZA
dc.subject.otherRisk Appetiteen_ZA
dc.subject.otherSMEen_ZA
dc.subject.otherStartupen_ZA
dc.titleThe risk appetite of development finance institutions (DFIs) and funding for start-ups in South Africaen_ZA
dc.typeMaster Thesis
dc.type.qualificationlevelMasters
dc.type.qualificationnameMComen_ZA
uct.type.filetypeText
uct.type.filetypeImage
uct.type.publicationResearchen_ZA
uct.type.resourceThesisen_ZA
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