Financial inclusion in South Africa: a quasi-experimental approach

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dc.contributor.advisorLeibbrandt, Murrayen_ZA
dc.contributor.authorBrooks, Lauraen_ZA
dc.date.accessioned2015-01-15T08:58:10Z
dc.date.available2015-01-15T08:58:10Z
dc.date.issued2012en_ZA
dc.descriptionIncludes abstract.en_ZA
dc.descriptionIncludes bibliographical references.en_ZA
dc.description.abstractA regressive discontinuity was implemented on the National Income Dynamics Study data in order to assess the impact of an exogenous increase in income, simulated by pension eligibility on the composition of low-income individuals' financial portfolio composition. This was done to facilitate an investigation into the determinants of demand for various formal and informal financial instruments. It was confirmed that this substantial increase in income has a significant effect on the composition of poor individuals' financial portfolios. In addition, several trends emerged: most notable, a stark difference between the response of males and females to this increase in income. It was concluded that the approach of this study provides an effective way to heighten our understanding of the financial lives of the poor, and so to enhance our efforts to alleviate poverty and inequality in South Africa.en_ZA
dc.identifier.apacitationBrooks, L. (2012). <i>Financial inclusion in South Africa: a quasi-experimental approach</i>. (Thesis). University of Cape Town ,Faculty of Commerce ,School of Economics. Retrieved from http://hdl.handle.net/11427/12186en_ZA
dc.identifier.chicagocitationBrooks, Laura. <i>"Financial inclusion in South Africa: a quasi-experimental approach."</i> Thesis., University of Cape Town ,Faculty of Commerce ,School of Economics, 2012. http://hdl.handle.net/11427/12186en_ZA
dc.identifier.citationBrooks, L. 2012. Financial inclusion in South Africa: a quasi-experimental approach. University of Cape Town.en_ZA
dc.identifier.ris TY - Thesis / Dissertation AU - Brooks, Laura AB - A regressive discontinuity was implemented on the National Income Dynamics Study data in order to assess the impact of an exogenous increase in income, simulated by pension eligibility on the composition of low-income individuals' financial portfolio composition. This was done to facilitate an investigation into the determinants of demand for various formal and informal financial instruments. It was confirmed that this substantial increase in income has a significant effect on the composition of poor individuals' financial portfolios. In addition, several trends emerged: most notable, a stark difference between the response of males and females to this increase in income. It was concluded that the approach of this study provides an effective way to heighten our understanding of the financial lives of the poor, and so to enhance our efforts to alleviate poverty and inequality in South Africa. DA - 2012 DB - OpenUCT DP - University of Cape Town LK - https://open.uct.ac.za PB - University of Cape Town PY - 2012 T1 - Financial inclusion in South Africa: a quasi-experimental approach TI - Financial inclusion in South Africa: a quasi-experimental approach UR - http://hdl.handle.net/11427/12186 ER - en_ZA
dc.identifier.urihttp://hdl.handle.net/11427/12186
dc.identifier.vancouvercitationBrooks L. Financial inclusion in South Africa: a quasi-experimental approach. [Thesis]. University of Cape Town ,Faculty of Commerce ,School of Economics, 2012 [cited yyyy month dd]. Available from: http://hdl.handle.net/11427/12186en_ZA
dc.language.isoengen_ZA
dc.publisher.departmentSchool of Economicsen_ZA
dc.publisher.facultyFaculty of Commerceen_ZA
dc.publisher.institutionUniversity of Cape Town
dc.subject.otherEconomicsen_ZA
dc.titleFinancial inclusion in South Africa: a quasi-experimental approachen_ZA
dc.typeMaster Thesis
dc.type.qualificationlevelMasters
dc.type.qualificationnameMComen_ZA
uct.type.filetypeText
uct.type.filetypeImage
uct.type.publicationResearchen_ZA
uct.type.resourceThesisen_ZA
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