Impacts and issues of a social innovation approach to development finance: a case study of Zoona

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dc.contributor.advisorNilsson, Warrenen_ZA
dc.contributor.authorPhiri, Lelemba Chitemboen_ZA
dc.date.accessioned2018-11-07T13:03:31Z
dc.date.available2018-11-07T13:03:31Z
dc.date.issued2014en_ZA
dc.description.abstractThis paper seeks to orientate research on the issues and impacts of pursuing a social innovation approach to development finance and the extent to which it impacts the development of economic, personal and social capital in developing countries. It draws on conceptual ideas around the evolution of development finance from a pure aid perspective to more innovative approaches that seek to increase uptake of development funds where they are needed most (at the base of the pyramid) and reduce fungibility. The paper provides an exploratory case study analysis of attempts by Zoona, a socially innovative private organization in Zambia that is leveraging mobile technology to increase access to finance and financial services to small and micro businesses and the unbanked in Zambia using an agent network. The research was qualitative study and gathered insights from 11 agents and 8 employees through 19 personal interviews. A hybrid approach to thematic analysis was employed in the research and results revealed that whilst Zoona's work was enabling economic and personal growth for the agents it was not necessarily building social capital within communities. The paper concludes with some recommendations on how the concept of socially innovative approaches to development finance, as supplementary forms of distributing development funds to traditional forms, can be improved on when applied by private organizations and local networks to enable the development of economic, personal and social capital and develop the capacity of communities.en_ZA
dc.identifier.apacitationPhiri, L. C. (2014). <i>Impacts and issues of a social innovation approach to development finance: a case study of Zoona</i>. (Thesis). University of Cape Town ,Faculty of Commerce ,Research of GSB. Retrieved from http://hdl.handle.net/11427/29029en_ZA
dc.identifier.chicagocitationPhiri, Lelemba Chitembo. <i>"Impacts and issues of a social innovation approach to development finance: a case study of Zoona."</i> Thesis., University of Cape Town ,Faculty of Commerce ,Research of GSB, 2014. http://hdl.handle.net/11427/29029en_ZA
dc.identifier.citationPhiri, L. 2014. Impacts and issues of a social innovation approach to development finance: a case study of Zoona. University of Cape Town.en_ZA
dc.identifier.ris TY - Thesis / Dissertation AU - Phiri, Lelemba Chitembo AB - This paper seeks to orientate research on the issues and impacts of pursuing a social innovation approach to development finance and the extent to which it impacts the development of economic, personal and social capital in developing countries. It draws on conceptual ideas around the evolution of development finance from a pure aid perspective to more innovative approaches that seek to increase uptake of development funds where they are needed most (at the base of the pyramid) and reduce fungibility. The paper provides an exploratory case study analysis of attempts by Zoona, a socially innovative private organization in Zambia that is leveraging mobile technology to increase access to finance and financial services to small and micro businesses and the unbanked in Zambia using an agent network. The research was qualitative study and gathered insights from 11 agents and 8 employees through 19 personal interviews. A hybrid approach to thematic analysis was employed in the research and results revealed that whilst Zoona's work was enabling economic and personal growth for the agents it was not necessarily building social capital within communities. The paper concludes with some recommendations on how the concept of socially innovative approaches to development finance, as supplementary forms of distributing development funds to traditional forms, can be improved on when applied by private organizations and local networks to enable the development of economic, personal and social capital and develop the capacity of communities. DA - 2014 DB - OpenUCT DP - University of Cape Town LK - https://open.uct.ac.za PB - University of Cape Town PY - 2014 T1 - Impacts and issues of a social innovation approach to development finance: a case study of Zoona TI - Impacts and issues of a social innovation approach to development finance: a case study of Zoona UR - http://hdl.handle.net/11427/29029 ER - en_ZA
dc.identifier.urihttp://hdl.handle.net/11427/29029
dc.identifier.vancouvercitationPhiri LC. Impacts and issues of a social innovation approach to development finance: a case study of Zoona. [Thesis]. University of Cape Town ,Faculty of Commerce ,Research of GSB, 2014 [cited yyyy month dd]. Available from: http://hdl.handle.net/11427/29029en_ZA
dc.language.isoengen_ZA
dc.publisher.departmentResearch of GSBen_ZA
dc.publisher.facultyFaculty of Commerceen_ZA
dc.publisher.institutionUniversity of Cape Town
dc.subject.otherDevelopment Financeen_ZA
dc.titleImpacts and issues of a social innovation approach to development finance: a case study of Zoonaen_ZA
dc.typeMaster Thesis
dc.type.qualificationlevelMasters
dc.type.qualificationnameMComen_ZA
uct.type.filetypeText
uct.type.filetypeImage
uct.type.publicationResearchen_ZA
uct.type.resourceThesisen_ZA
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