Can individuals be influential in driving sustainable and responsible investing?

dc.contributor.advisorGiamporcaro, Stephanieen_ZA
dc.contributor.authorNkomo, Julianaen_ZA
dc.date.accessioned2018-11-07T13:03:51Z
dc.date.available2018-11-07T13:03:51Z
dc.date.issued2015en_ZA
dc.description.abstractTrust law has hindered beneficiaries from exerting their voice in the administration of their funds. Yet, individuals do have opinions on how they want their funds to be invested and wish to direct the investments to align with their values. For a majority of individuals, this influence is mainly through their retirement fund investments. However, trust law means that the ultimate power to decide on the investment process rests in the hands of trustees to act on behalf of all beneficiaries. And trustees also further delegate most investment decisions to the investment managers. The findings of this research, as other researchers have also found, suggests that individuals who have some knowledge of SRI show a greater willingness to invest in sustainable funds. It also suggests that after choosing the type of funds that they wish to invest in, individuals place a lot of trust in their trustees to act in their best interests by investing responsibly. The research explores the various dynamics that are at play that explain individual behaviour and attitudes towards financial planning with regards to their retirement investments. The implications of my findings may have relevance in understanding what drives individuals to become active in the investment arena and may serve as a harbinger to changes in fiduciary relationships as we know them. Further research can be done in this area that will assist policy makers to consider regulation changes that could lead to the greater inclusion of final beneficiaries in the investment management process.en_ZA
dc.identifier.apacitationNkomo, J. (2015). <i>Can individuals be influential in driving sustainable and responsible investing?</i>. (Thesis). University of Cape Town ,Faculty of Commerce ,Research of GSB. Retrieved from http://hdl.handle.net/11427/29045en_ZA
dc.identifier.chicagocitationNkomo, Juliana. <i>"Can individuals be influential in driving sustainable and responsible investing?."</i> Thesis., University of Cape Town ,Faculty of Commerce ,Research of GSB, 2015. http://hdl.handle.net/11427/29045en_ZA
dc.identifier.citationNkomo, J. 2015. Can individuals be influential in driving sustainable and responsible investing?. University of Cape Town.en_ZA
dc.identifier.ris TY - Thesis / Dissertation AU - Nkomo, Juliana AB - Trust law has hindered beneficiaries from exerting their voice in the administration of their funds. Yet, individuals do have opinions on how they want their funds to be invested and wish to direct the investments to align with their values. For a majority of individuals, this influence is mainly through their retirement fund investments. However, trust law means that the ultimate power to decide on the investment process rests in the hands of trustees to act on behalf of all beneficiaries. And trustees also further delegate most investment decisions to the investment managers. The findings of this research, as other researchers have also found, suggests that individuals who have some knowledge of SRI show a greater willingness to invest in sustainable funds. It also suggests that after choosing the type of funds that they wish to invest in, individuals place a lot of trust in their trustees to act in their best interests by investing responsibly. The research explores the various dynamics that are at play that explain individual behaviour and attitudes towards financial planning with regards to their retirement investments. The implications of my findings may have relevance in understanding what drives individuals to become active in the investment arena and may serve as a harbinger to changes in fiduciary relationships as we know them. Further research can be done in this area that will assist policy makers to consider regulation changes that could lead to the greater inclusion of final beneficiaries in the investment management process. DA - 2015 DB - OpenUCT DP - University of Cape Town LK - https://open.uct.ac.za PB - University of Cape Town PY - 2015 T1 - Can individuals be influential in driving sustainable and responsible investing? TI - Can individuals be influential in driving sustainable and responsible investing? UR - http://hdl.handle.net/11427/29045 ER - en_ZA
dc.identifier.urihttp://hdl.handle.net/11427/29045
dc.identifier.vancouvercitationNkomo J. Can individuals be influential in driving sustainable and responsible investing?. [Thesis]. University of Cape Town ,Faculty of Commerce ,Research of GSB, 2015 [cited yyyy month dd]. Available from: http://hdl.handle.net/11427/29045en_ZA
dc.language.isoengen_ZA
dc.publisher.departmentResearch of GSBen_ZA
dc.publisher.facultyFaculty of Commerceen_ZA
dc.publisher.institutionUniversity of Cape Town
dc.subject.otherDevelopment Financeen_ZA
dc.subject.otherSustainable and Responsible Investmentsen_ZA
dc.subject.otherRetirement fundsen_ZA
dc.subject.otherSouth Africaen_ZA
dc.subject.otherRetirement reformen_ZA
dc.subject.otherFiduciary dutyen_ZA
dc.subject.otherShareholder activismen_ZA
dc.titleCan individuals be influential in driving sustainable and responsible investing?en_ZA
dc.typeMaster Thesis
dc.type.qualificationlevelMasters
dc.type.qualificationnameMComen_ZA
uct.type.filetypeText
uct.type.filetypeImage
uct.type.publicationResearchen_ZA
uct.type.resourceThesisen_ZA
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