How should virtual currencies be regulated in South Africa to prevent their use for money laundering

dc.contributor.advisorBradfield, Graham
dc.contributor.authorLasker, Keegan
dc.date.accessioned2026-04-14T09:06:55Z
dc.date.available2026-04-14T09:06:55Z
dc.date.issued2023
dc.date.updated2026-04-14T08:58:56Z
dc.description.abstractOver the past ten years there have been a number of innovations which have disrupted the financial sector, caused by technological advances which have infiltrated and continue to infiltrate the banking and financial sector. These innovations which have brought together 1 Finance and Technology and is known as the Fin-tech revolution , bringing about changes in the areas of Finance, Investing, Real Estate, Crypto and Blockchain Lending, and Payments. The focus of this mini-thesis will however only be on Virtual Currencies (VC) and the risks they pose to the financial sector, which when summed up can be understood as being money laundering and terrorist financing risks, which clearly shows a need for adequate regulation. As a result of the Fin-tech revolution a number of new technological development have infiltrated the financial sector. One of the most innovative developments is VC, the term 'Virtual Currency', as defined by the Financial Action Task Force (FATF) refers to a digital representation of value that can be digitally traded and is able to function as a medium of exchange and/or a unit of account and/or a store value, but which does not have legal tender status.2 The manner and speed at which VC have infiltrated the financial sector solely stems from users ability to transact and to invest therein and to transact therewith. The South African Reserve Bank (SARB) has advised users to approach VC with extreme caution, but despite 3 this warning there has to date been no legislation to regulate VC.
dc.identifier.apacitationLasker, K. (2023). <i>How should virtual currencies be regulated in South Africa to prevent their use for money laundering</i>. (). University of Cape Town ,Faculty of Law ,Department of Private Law. Retrieved from http://hdl.handle.net/11427/43093en_ZA
dc.identifier.chicagocitationLasker, Keegan. <i>"How should virtual currencies be regulated in South Africa to prevent their use for money laundering."</i> ., University of Cape Town ,Faculty of Law ,Department of Private Law, 2023. http://hdl.handle.net/11427/43093en_ZA
dc.identifier.citationLasker, K. 2023. How should virtual currencies be regulated in South Africa to prevent their use for money laundering. . University of Cape Town ,Faculty of Law ,Department of Private Law. http://hdl.handle.net/11427/43093en_ZA
dc.identifier.ris TY - Thesis / Dissertation AU - Lasker, Keegan AB - Over the past ten years there have been a number of innovations which have disrupted the financial sector, caused by technological advances which have infiltrated and continue to infiltrate the banking and financial sector. These innovations which have brought together 1 Finance and Technology and is known as the Fin-tech revolution , bringing about changes in the areas of Finance, Investing, Real Estate, Crypto and Blockchain Lending, and Payments. The focus of this mini-thesis will however only be on Virtual Currencies (VC) and the risks they pose to the financial sector, which when summed up can be understood as being money laundering and terrorist financing risks, which clearly shows a need for adequate regulation. As a result of the Fin-tech revolution a number of new technological development have infiltrated the financial sector. One of the most innovative developments is VC, the term 'Virtual Currency', as defined by the Financial Action Task Force (FATF) refers to a digital representation of value that can be digitally traded and is able to function as a medium of exchange and/or a unit of account and/or a store value, but which does not have legal tender status.2 The manner and speed at which VC have infiltrated the financial sector solely stems from users ability to transact and to invest therein and to transact therewith. The South African Reserve Bank (SARB) has advised users to approach VC with extreme caution, but despite 3 this warning there has to date been no legislation to regulate VC. DA - 2023 DB - OpenUCT DP - University of Cape Town KW - currencies KW - South Africa KW - money LK - https://open.uct.ac.za PB - University of Cape Town PY - 2023 T1 - How should virtual currencies be regulated in South Africa to prevent their use for money laundering TI - How should virtual currencies be regulated in South Africa to prevent their use for money laundering UR - http://hdl.handle.net/11427/43093 ER - en_ZA
dc.identifier.urihttp://hdl.handle.net/11427/43093
dc.identifier.vancouvercitationLasker K. How should virtual currencies be regulated in South Africa to prevent their use for money laundering. []. University of Cape Town ,Faculty of Law ,Department of Private Law, 2023 [cited yyyy month dd]. Available from: http://hdl.handle.net/11427/43093en_ZA
dc.language.isoen
dc.language.rfc3066eng
dc.publisher.departmentDepartment of Private Law
dc.publisher.facultyFaculty of Law
dc.publisher.institutionUniversity of Cape Town
dc.subjectcurrencies
dc.subjectSouth Africa
dc.subjectmoney
dc.titleHow should virtual currencies be regulated in South Africa to prevent their use for money laundering
dc.typeThesis / Dissertation
dc.type.qualificationlevelMasters
dc.type.qualificationlevelMasters
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