An investigation into the effect of information on decision-making for members of defined contribution pension funds

Master Thesis

2012

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University of Cape Town

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Abstract
On retirement individuals are expected to live on what they have saved over their working life-times if they are not to be dependent on the state or family. However, investments made over the working life-time may be inadequate to provide fully for retirement. Whilst it is obvious that one must save enough to retire on, it is not always clear how much is enough, or how best to save this. This can, and usually does, result in individuals retiring with less income than they need or expect (Masilela, 2011a), and in many cases, causes them to become dependent on their families or the state.
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Includes bibliographical references.

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