Towards innovative approaches for affordable housing in the gap market : a case study of Khayelitsha Township in Cape Town, South Africa

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dc.contributor.advisorRogers, Steven Nabieuen_ZA
dc.contributor.authorMuhoro, Gloria Nyawiraen_ZA
dc.date.accessioned2016-06-02T08:45:14Z
dc.date.available2016-06-02T08:45:14Z
dc.date.issued2015en_ZA
dc.description.abstractPost-apartheid South Africa has been criticized for failing to satisfactorily achieve its election promise of redistribution and poverty alleviation. While success has been noted in the provision of affordable housing and subsequently home ownership for lower income households, housing demand continue to far outstrip delivery capacity. Those excluded from homeownership include key public sector workers and laborers who face common, but divergent constraints. They are either too rich to qualify for housing subsidy, or too poor to afford homes in the prime market. They constitute the 'gap market'. Utilizing qualitative data from in-depth semi-structured interviews conducted with banks, property developers, government and residents in Khayelitsha (a state-subsidized housing settlement in the city of Cape Town), this thesis sought to understand the current challenges faced by the housing market in addressing the needs of the gap market in Cape Town, South Africa. The research identifies the major impediments to meeting the current housing demand in urban South Africa and points to new policy directions that could address the housing gap. Key findings indicate that the major obstacles to home ownership in the gap market include affordability constraints, over-indebtedness, poor credit ratings, and inadequate supply for this income bracket. While these obstacles show little indication of abating, this research's findings and recommendations suggest new pathways for formulating new housing policies that address the housing backlog in the gap market. This also suggests that government policies are critical in developing a healthy and inclusive housing market.en_ZA
dc.identifier.apacitationMuhoro, G. N. (2015). <i>Towards innovative approaches for affordable housing in the gap market : a case study of Khayelitsha Township in Cape Town, South Africa</i>. (Thesis). University of Cape Town ,Unknown ,GSB: Faculty. Retrieved from http://hdl.handle.net/11427/19889en_ZA
dc.identifier.chicagocitationMuhoro, Gloria Nyawira. <i>"Towards innovative approaches for affordable housing in the gap market : a case study of Khayelitsha Township in Cape Town, South Africa."</i> Thesis., University of Cape Town ,Unknown ,GSB: Faculty, 2015. http://hdl.handle.net/11427/19889en_ZA
dc.identifier.citationMuhoro, G. 2015. Towards innovative approaches for affordable housing in the gap market : a case study of Khayelitsha Township in Cape Town, South Africa. University of Cape Town.en_ZA
dc.identifier.ris TY - Thesis / Dissertation AU - Muhoro, Gloria Nyawira AB - Post-apartheid South Africa has been criticized for failing to satisfactorily achieve its election promise of redistribution and poverty alleviation. While success has been noted in the provision of affordable housing and subsequently home ownership for lower income households, housing demand continue to far outstrip delivery capacity. Those excluded from homeownership include key public sector workers and laborers who face common, but divergent constraints. They are either too rich to qualify for housing subsidy, or too poor to afford homes in the prime market. They constitute the 'gap market'. Utilizing qualitative data from in-depth semi-structured interviews conducted with banks, property developers, government and residents in Khayelitsha (a state-subsidized housing settlement in the city of Cape Town), this thesis sought to understand the current challenges faced by the housing market in addressing the needs of the gap market in Cape Town, South Africa. The research identifies the major impediments to meeting the current housing demand in urban South Africa and points to new policy directions that could address the housing gap. Key findings indicate that the major obstacles to home ownership in the gap market include affordability constraints, over-indebtedness, poor credit ratings, and inadequate supply for this income bracket. While these obstacles show little indication of abating, this research's findings and recommendations suggest new pathways for formulating new housing policies that address the housing backlog in the gap market. This also suggests that government policies are critical in developing a healthy and inclusive housing market. DA - 2015 DB - OpenUCT DP - University of Cape Town LK - https://open.uct.ac.za PB - University of Cape Town PY - 2015 T1 - Towards innovative approaches for affordable housing in the gap market : a case study of Khayelitsha Township in Cape Town, South Africa TI - Towards innovative approaches for affordable housing in the gap market : a case study of Khayelitsha Township in Cape Town, South Africa UR - http://hdl.handle.net/11427/19889 ER - en_ZA
dc.identifier.urihttp://hdl.handle.net/11427/19889
dc.identifier.vancouvercitationMuhoro GN. Towards innovative approaches for affordable housing in the gap market : a case study of Khayelitsha Township in Cape Town, South Africa. [Thesis]. University of Cape Town ,Unknown ,GSB: Faculty, 2015 [cited yyyy month dd]. Available from: http://hdl.handle.net/11427/19889en_ZA
dc.language.isoengen_ZA
dc.publisher.departmentGSB: Facultyen_ZA
dc.publisher.facultyUnknownen_ZA
dc.publisher.institutionUniversity of Cape Town
dc.subject.otherInclusive Innovationen_ZA
dc.titleTowards innovative approaches for affordable housing in the gap market : a case study of Khayelitsha Township in Cape Town, South Africaen_ZA
dc.typeMaster Thesis
dc.type.qualificationlevelMasters
dc.type.qualificationnameMPhilen_ZA
uct.type.filetypeText
uct.type.filetypeImage
uct.type.publicationResearchen_ZA
uct.type.resourceThesisen_ZA
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