The Determinants of Microinsurance Demand in South Africa

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dc.contributor.advisorGrzybowski, Lukasz
dc.contributor.authorMorekwa, Edger
dc.date.accessioned2024-07-05T12:57:09Z
dc.date.available2024-07-05T12:57:09Z
dc.date.issued2024
dc.date.updated2024-07-05T11:04:38Z
dc.description.abstractLow-income households face significant risk that influence their financial decisions and perpetuate poverty. This population group is adversely affected by illnesses, natural disasters, unemployment, and accidents than other groups because, among other things, they lack proper insurance. Microinsurance was introduced as a revolutionary tool with the potential to prevent poverty traps and offer reliable and affordable risk mitigation options to the poor. By providing replacement revenues in the event of insured losses and boosting positive outcomes, microinsurance can significantly reduce the welfare costs related to uninsured risks. Over the years, the take up rate of microinsurance have been low and declining. The study seeks to shed light on the determinants of microinsurance demand in South Africa.
dc.identifier.apacitationMorekwa, E. (2024). <i>The Determinants of Microinsurance Demand in South Africa</i>. (). ,Faculty of Commerce ,School of Economics. Retrieved from http://hdl.handle.net/11427/40371en_ZA
dc.identifier.chicagocitationMorekwa, Edger. <i>"The Determinants of Microinsurance Demand in South Africa."</i> ., ,Faculty of Commerce ,School of Economics, 2024. http://hdl.handle.net/11427/40371en_ZA
dc.identifier.citationMorekwa, E. 2024. The Determinants of Microinsurance Demand in South Africa. . ,Faculty of Commerce ,School of Economics. http://hdl.handle.net/11427/40371en_ZA
dc.identifier.ris TY - Thesis / Dissertation AU - Morekwa, Edger AB - Low-income households face significant risk that influence their financial decisions and perpetuate poverty. This population group is adversely affected by illnesses, natural disasters, unemployment, and accidents than other groups because, among other things, they lack proper insurance. Microinsurance was introduced as a revolutionary tool with the potential to prevent poverty traps and offer reliable and affordable risk mitigation options to the poor. By providing replacement revenues in the event of insured losses and boosting positive outcomes, microinsurance can significantly reduce the welfare costs related to uninsured risks. Over the years, the take up rate of microinsurance have been low and declining. The study seeks to shed light on the determinants of microinsurance demand in South Africa. DA - 2024 DB - OpenUCT DP - University of Cape Town KW - Economics LK - https://open.uct.ac.za PY - 2024 T1 - The Determinants of Microinsurance Demand in South Africa TI - The Determinants of Microinsurance Demand in South Africa UR - http://hdl.handle.net/11427/40371 ER - en_ZA
dc.identifier.urihttp://hdl.handle.net/11427/40371
dc.identifier.vancouvercitationMorekwa E. The Determinants of Microinsurance Demand in South Africa. []. ,Faculty of Commerce ,School of Economics, 2024 [cited yyyy month dd]. Available from: http://hdl.handle.net/11427/40371en_ZA
dc.language.rfc3066Eng
dc.publisher.departmentSchool of Economics
dc.publisher.facultyFaculty of Commerce
dc.subjectEconomics
dc.titleThe Determinants of Microinsurance Demand in South Africa
dc.typeThesis / Dissertation
dc.type.qualificationlevelMasters
dc.type.qualificationlevelMCom
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