The demand for savings services among the urban poor - evidence from the Khayelitsha panel study (2000-2004)
| dc.contributor.author | Esson, Ross | |
| dc.date.accessioned | 2024-06-20T12:38:34Z | |
| dc.date.available | 2024-06-20T12:38:34Z | |
| dc.date.issued | 2006 | |
| dc.date.updated | 2024-06-20T11:55:00Z | |
| dc.description.abstract | In signing its charter in 2002, the South African financial sector voluntarily committed itself to providing first order retail financial service access to the un-banked by 2008. Although much of the media attention and academic literature has been focused towards the challenge of providing basic transaction services, the charter has also set out specific savings targets for the 2008 deadline. It specified that by 2008, 80% of the poorest half of the South African population (as judged by living standard measures (LSMs)) should have effective access to appropriate savings products and services (National Treasury. 2002:9). Access to retail transaction banking services is the first key step to accessing more sophisticated financial products and services such as bank savings accounts, pension funds and unit trusts (Porteous, 2004: 21). By focusing on savings, this paper explores this element of the "financial services deepening" debate. If the savings services' net is to be extended through the design of more appropriate savings products for the poor, it is necessary to identify the factors that drive people to save in areas of high unemployment and poverty. | |
| dc.identifier.apacitation | Esson, R. (2006). <i>The demand for savings services among the urban poor - evidence from the Khayelitsha panel study (2000-2004)</i>. (). ,Faculty of Commerce ,School of Economics. Retrieved from http://hdl.handle.net/11427/39988 | en_ZA |
| dc.identifier.chicagocitation | Esson, Ross. <i>"The demand for savings services among the urban poor - evidence from the Khayelitsha panel study (2000-2004)."</i> ., ,Faculty of Commerce ,School of Economics, 2006. http://hdl.handle.net/11427/39988 | en_ZA |
| dc.identifier.citation | Esson, R. 2006. The demand for savings services among the urban poor - evidence from the Khayelitsha panel study (2000-2004). . ,Faculty of Commerce ,School of Economics. http://hdl.handle.net/11427/39988 | en_ZA |
| dc.identifier.ris | TY - Thesis / Dissertation AU - Esson, Ross AB - In signing its charter in 2002, the South African financial sector voluntarily committed itself to providing first order retail financial service access to the un-banked by 2008. Although much of the media attention and academic literature has been focused towards the challenge of providing basic transaction services, the charter has also set out specific savings targets for the 2008 deadline. It specified that by 2008, 80% of the poorest half of the South African population (as judged by living standard measures (LSMs)) should have effective access to appropriate savings products and services (National Treasury. 2002:9). Access to retail transaction banking services is the first key step to accessing more sophisticated financial products and services such as bank savings accounts, pension funds and unit trusts (Porteous, 2004: 21). By focusing on savings, this paper explores this element of the "financial services deepening" debate. If the savings services' net is to be extended through the design of more appropriate savings products for the poor, it is necessary to identify the factors that drive people to save in areas of high unemployment and poverty. DA - 2006 DB - OpenUCT DP - University of Cape Town KW - Economics LK - https://open.uct.ac.za PY - 2006 T1 - The demand for savings services among the urban poor - evidence from the Khayelitsha panel study (2000-2004) TI - The demand for savings services among the urban poor - evidence from the Khayelitsha panel study (2000-2004) UR - http://hdl.handle.net/11427/39988 ER - | en_ZA |
| dc.identifier.uri | http://hdl.handle.net/11427/39988 | |
| dc.identifier.vancouvercitation | Esson R. The demand for savings services among the urban poor - evidence from the Khayelitsha panel study (2000-2004). []. ,Faculty of Commerce ,School of Economics, 2006 [cited yyyy month dd]. Available from: http://hdl.handle.net/11427/39988 | en_ZA |
| dc.language.rfc3066 | eng | |
| dc.publisher.department | School of Economics | |
| dc.publisher.faculty | Faculty of Commerce | |
| dc.subject | Economics | |
| dc.title | The demand for savings services among the urban poor - evidence from the Khayelitsha panel study (2000-2004) | |
| dc.type | Thesis / Dissertation | |
| dc.type.qualificationlevel | Masters | |
| dc.type.qualificationlevel | MCom |