Financial inclusion: A look at the institutional and credit organisational enablers in the South African market

Simple item page
dc.contributor.advisorAbor, Joshuaen_ZA
dc.contributor.authorGitonga, Loiseen_ZA
dc.date.accessioned2018-11-06T14:03:25Z
dc.date.available2018-11-06T14:03:25Z
dc.date.issued2014en_ZA
dc.description.abstractTo serve the underserved markets successfully companies have to re-evaluate their strategies and approach towards the poor; this is also true for financial institutions and governments seeking to address financial exclusion or looking to fully bank the under banked in their economies. This study examines the regulatory enablers put in place by the South African government; the organisational enablers in form of financial institutions; and the products or services these institutions offer the under banked or unbanked in the society. In examining the products and services offered four factors were taken into consideration i.e. availability, acceptability, affordability and target market awareness of the product. The study was carried out using a deductive qualitative approach; the hypothesis was 'some of the macro and micro enablers required when seeking to serve the underserved are missing in South Africa'. From our analysis; there are very specific positive steps being taken to enhance the macro environment. Hopefully as these undertakings are established the micro-environment will improve. Such improvements are expected to include; increase in strong, reliable national players serving the underserved; increase in providers of good and safe services for the underserved and enhanced awareness among consumers on the products available for them.en_ZA
dc.identifier.apacitationGitonga, L. (2014). <i>Financial inclusion: A look at the institutional and credit organisational enablers in the South African market</i>. (Thesis). University of Cape Town ,Faculty of Commerce ,Research of GSB. Retrieved from http://hdl.handle.net/11427/28998en_ZA
dc.identifier.chicagocitationGitonga, Loise. <i>"Financial inclusion: A look at the institutional and credit organisational enablers in the South African market."</i> Thesis., University of Cape Town ,Faculty of Commerce ,Research of GSB, 2014. http://hdl.handle.net/11427/28998en_ZA
dc.identifier.citationGitonga, L. 2014. Financial inclusion: A look at the institutional and credit organisational enablers in the South African market. University of Cape Town.en_ZA
dc.identifier.ris TY - Thesis / Dissertation AU - Gitonga, Loise AB - To serve the underserved markets successfully companies have to re-evaluate their strategies and approach towards the poor; this is also true for financial institutions and governments seeking to address financial exclusion or looking to fully bank the under banked in their economies. This study examines the regulatory enablers put in place by the South African government; the organisational enablers in form of financial institutions; and the products or services these institutions offer the under banked or unbanked in the society. In examining the products and services offered four factors were taken into consideration i.e. availability, acceptability, affordability and target market awareness of the product. The study was carried out using a deductive qualitative approach; the hypothesis was 'some of the macro and micro enablers required when seeking to serve the underserved are missing in South Africa'. From our analysis; there are very specific positive steps being taken to enhance the macro environment. Hopefully as these undertakings are established the micro-environment will improve. Such improvements are expected to include; increase in strong, reliable national players serving the underserved; increase in providers of good and safe services for the underserved and enhanced awareness among consumers on the products available for them. DA - 2014 DB - OpenUCT DP - University of Cape Town LK - https://open.uct.ac.za PB - University of Cape Town PY - 2014 T1 - Financial inclusion: A look at the institutional and credit organisational enablers in the South African market TI - Financial inclusion: A look at the institutional and credit organisational enablers in the South African market UR - http://hdl.handle.net/11427/28998 ER - en_ZA
dc.identifier.urihttp://hdl.handle.net/11427/28998
dc.identifier.vancouvercitationGitonga L. Financial inclusion: A look at the institutional and credit organisational enablers in the South African market. [Thesis]. University of Cape Town ,Faculty of Commerce ,Research of GSB, 2014 [cited yyyy month dd]. Available from: http://hdl.handle.net/11427/28998en_ZA
dc.language.isoengen_ZA
dc.publisher.departmentResearch of GSBen_ZA
dc.publisher.facultyFaculty of Commerceen_ZA
dc.publisher.institutionUniversity of Cape Town
dc.subject.otherDevelopment Financeen_ZA
dc.titleFinancial inclusion: A look at the institutional and credit organisational enablers in the South African marketen_ZA
dc.typeMaster Thesis
dc.type.qualificationlevelMasters
dc.type.qualificationnameMComen_ZA
uct.type.filetypeText
uct.type.filetypeImage
uct.type.publicationResearchen_ZA
uct.type.resourceThesisen_ZA
Files
Original bundle
Now showing 1 - 1 of 1
Thumbnail Image
Name:
thesis_com_2014_gitonga_loise.pdf
Size:
1.7 MB
Format:
Adobe Portable Document Format
Description:
Download
Collections
Masters