Poverty Reduction through Access to Financial Services in Rural Areas of Namibia: A Case study of Omusati Region

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dc.contributor.advisorAlhassan, Abdul Latif
dc.contributor.advisorRogers, Steven
dc.contributor.authorShaninga, Naemi Simaneka
dc.date.accessioned2019-10-16T09:25:18Z
dc.date.available2019-10-16T09:25:18Z
dc.date.issued2019
dc.date.updated2019-10-16T07:13:33Z
dc.description.abstractPoverty is one of the leading challenges that stunt economic development in rural areas of Namibia. Several researchers have suggested that poverty is closely related to access to financial services. Despite many interventions that have been proposed to address poverty in Namibia, more efforts still need to be made to reduce poverty. Poverty rate is still high especially in rural areas. High employment rates, low level of education and inadequate financial institutions are some of the determinants of poverty in Namibia. This study investigated how accessibility to financial services is linked to poverty alleviation in rural areas of Namibia with a special focus on two villages; Onheleiwa and Onelago in Omusati Region by sampling fifty respondents from each village. There are several requirements which are needed by the rural poor to have access to financial services such as educational qualifications, fixed payslips, collateral and business plan were identified as obstacles that hinder access to financial services in rural areas. As a result of these factors, majority of the respondents revealed that they do not meet the requirements to access financial services from institutions such as banks for enterprise innovations. Consequently, poverty remains a serious concern.
dc.identifier.apacitationShaninga, N. S. (2019). <i>Poverty Reduction through Access to Financial Services in Rural Areas of Namibia: A Case study of Omusati Region</i>. (). ,Faculty of Commerce ,Graduate School of Business (GSB). Retrieved from http://hdl.handle.net/11427/30582en_ZA
dc.identifier.chicagocitationShaninga, Naemi Simaneka. <i>"Poverty Reduction through Access to Financial Services in Rural Areas of Namibia: A Case study of Omusati Region."</i> ., ,Faculty of Commerce ,Graduate School of Business (GSB), 2019. http://hdl.handle.net/11427/30582en_ZA
dc.identifier.citationShaninga, N.S. 2019. Poverty Reduction through Access to Financial Services in Rural Areas of Namibia: A Case study of Omusati Region. . ,Faculty of Commerce ,Graduate School of Business (GSB). http://hdl.handle.net/11427/30582en_ZA
dc.identifier.ris TY - Thesis / Dissertation AU - Shaninga, Naemi Simaneka AB - Poverty is one of the leading challenges that stunt economic development in rural areas of Namibia. Several researchers have suggested that poverty is closely related to access to financial services. Despite many interventions that have been proposed to address poverty in Namibia, more efforts still need to be made to reduce poverty. Poverty rate is still high especially in rural areas. High employment rates, low level of education and inadequate financial institutions are some of the determinants of poverty in Namibia. This study investigated how accessibility to financial services is linked to poverty alleviation in rural areas of Namibia with a special focus on two villages; Onheleiwa and Onelago in Omusati Region by sampling fifty respondents from each village. There are several requirements which are needed by the rural poor to have access to financial services such as educational qualifications, fixed payslips, collateral and business plan were identified as obstacles that hinder access to financial services in rural areas. As a result of these factors, majority of the respondents revealed that they do not meet the requirements to access financial services from institutions such as banks for enterprise innovations. Consequently, poverty remains a serious concern. DA - 2019 DB - OpenUCT DP - University of Cape Town LK - https://open.uct.ac.za PY - 2019 T1 - Poverty Reduction through Access to Financial Services in Rural Areas of Namibia: A Case study of Omusati Region TI - Poverty Reduction through Access to Financial Services in Rural Areas of Namibia: A Case study of Omusati Region UR - http://hdl.handle.net/11427/30582 ER - en_ZA
dc.identifier.urihttp://hdl.handle.net/11427/30582
dc.identifier.vancouvercitationShaninga NS. Poverty Reduction through Access to Financial Services in Rural Areas of Namibia: A Case study of Omusati Region. []. ,Faculty of Commerce ,Graduate School of Business (GSB), 2019 [cited yyyy month dd]. Available from: http://hdl.handle.net/11427/30582en_ZA
dc.language.rfc3066Eng
dc.publisher.departmentGraduate School of Business (GSB)
dc.publisher.facultyFaculty of Commerce
dc.titlePoverty Reduction through Access to Financial Services in Rural Areas of Namibia: A Case study of Omusati Region
dc.typeMaster Thesis
dc.type.qualificationlevelMasters
dc.type.qualificationnameMCom (Development Finance)
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