• An analysis of the Murabahah Islamic Finance Instrument in the context of article 11 of the OECD model tax convention on income and capital

  

  Author: Sahabodien, Waleed Date: 2018 Conventional banking and finance is based on interest-bearing loans or investments, or equity financing arrangements. Islamic banking and finance provides equivalent functionality to conventional finance except that the underlying arrangement ... Read more
• Revisiting Aloe dichotoma’s suitability as an indictor of climate change in southern Africa

  

  Author: Jack, Samuel Linton Date: 2011 Apparent recent population contractions at Aloe dichotoma’s equatorward range limit have led this iconic arborescent succulent to be cited as one of the first biological indicators of the impact of anthropogenic climate change in southern ... Read more
• Educational Decision making among Grade 9 learners in Cape Town

  

  Author: Begbie, Ceclin Kirsty Date: 2018 The need for higher skill levels in South Africa’s labour market warranted an investigation into why some learners from poor communities make the decision to leave high school at the end of Grade 9, whilst other learners continue to Grade ... Read more
• Foreign Direct Investment and the Development of Small and Medium Sized Enterprises in South Africa

  

  Author: Mkhwanazi, Thulile Date: 2017 Developing local SMEs will lead to sustainable economic growth, as well as the empowerment of communities. In addition, extensive literature over the years have proven that FDI does not lead to economic development and that it is in the best ... Read more
• A cross sectional study of the capital structures of firms listed on the JSE

  

  Author: McGregor, Henry Roystan Date: 2017 This study examines the capital structures' differences across industry classification for 221 firms listed on the Johannesburg Stock Echange, from 2007 to 2016. A panel multiple regression model which takes into account the determinants of ... Read more
• Interest rate ceiling and financial sustainability of microfinance institutions in Zambia

  

  Author: Kambole, Christopher Ngolwe Date: 2017 Interest rate ceilings are often considered as an effective way of preventing lenders from charging extortionate interest rates. However, setting the rates too low may cause institutions to fail to raise enough revenue to cover their costs. ... Read more
• The role of financial literacy in financial inclusion in emerging markets: evidence from South Africa

  

  Author: Kamanga, Tayina Date: 2018 Despite all the efforts and initiatives put in place by governments and development finance institutions to improve financial inclusion, two billion people in the world remain unbanked. The majority of the unbanked population is in the ... Read more
• The factors that create a successful mobile money ecosystem: Kenya vs Nigeria

  

  Author: Finlay, Peter Date: 2018 This study set out to investigate factors affecting the adoption of mobile money services in Kenya and Nigeria. Using various models such as; the Technology Acceptance Model (TAM), Unified Technology Acceptance User Theory (UTAUT), Innovation ... Read more
• The reform of the electricity supply industry in Zimbabwe and its impact on power sector investments since 2002

  

  Author: Choga, Howard Date: 2018 The Zimbabwe Electricity Supply (ESI) reforms of 2002 were primarily meant to improve the quantity and quality of electricity supply through encouraging private participation, especially in generation, introducing regulation and competition ... Read more
• Determinants of loss reserve errors: evidence from the general insurance market in South Africa

  

  Author: Chigiji, Kudzai Date: 2018 A loss reserve is the estimated liability for unpaid claims on all losses that occurred prior to the balance sheet date. The loss reserve is the most significant liability on the balance sheet of a general insurance company, often driving its ... Read more
• Effect of transaction costs on international remittance flows from developed countries: A Sub-Saharan context

  

  Author: Wahito, Isaac Date: 2018 Remittances play a major role both at a household and a macro-level especially in developing countries. They are associated with benefits such as of economic growth and employment opportunities for a country, while at the household level, ... Read more
• The effect of financial innovation on economic growth in African countries

  

  Author: Amsterdam, Kirsten Date: 2018 This study investigates the relationship between financial innovation and economic growth in twenty-five countries in Africa. The relationship is estimated in a panel of countries, utilising Fixed and Random Effects Testing, and compared with ... Read more
• The relationship between infrastructure and foreign investment inflows to South Africa

  

  Author: Taole, Tšepo Ntšoane Date: 2018 Foreign direct investment (FDI) has emerged as a major source of external capital for developing countries in Asia, South and Central America and Sub-Saharan Africa. However, Sub-Saharan Africa's share of global FDI compares unfavourably with ... Read more
• How have world shocks affected the business cycles of Africa's frontier economies?

  

  Author: Swanepoel, Debra-Lee Date: 2018 This paper builds on earlier work in business cycle theory, particularly in the growth cycle tradition of (Lucas, 1976), to analyse business cycles in Africa's Frontier Market Economies (FMEs), which include the following countries: Botswana, ... Read more
• The relationship between access to debt finance and viability of small & medium enterprises in Zimbabwe

  

  Author: Sithole, Mupangi Date: 2018 The study examines the relationship between the level of access to debt finance and viability among 41 randomly selected SMEs operating in the agricultural sector in Zimbabwe for the period 2011 and 2014 using descriptive statistical analysis ... Read more
• Determinants of private investments in South Africa

  

  Author: Sesele, Mmathabo Date: 2018 This paper reviews the causal connection between private investment; interest rates and macroeconomic uncertainty in South Africa on a yearly time series data range between 1980 and 2014. This research was encouraged by the continually weakening ... Read more
• Government expenditure variables and economic growth in Zambia

  

  Author: Sekele, Ezekiel Chisenga Date: 2018 The government sector forms a significant part of the economy. As such, it is important to examine the impact of government activities on the economy. This study investigates the impact of several components of government expenditure on ... Read more
• The nexus between financial inclusion and financial development in Zimbabwe (2009-2015)

  

  Author: Moyo, Onesimo Mazai Date: 2018 The study aims to establish the nexus between financial inclusion and financial development in Zimbabwe covering the period from 2009 to 2015. Using descriptive statistics including correlation analysis, t-tests, and graphical analysis, the ... Read more
• Evaluating the impact of the upgrades to the facilities at Namibia's largest international airport

  

  Author: Emvula, Aune Nyanyukweni Date: 2018 Infrastructure development is vital and plays a big role in economic development of any state as high and sustainable economic growth requires modern and reliable infrastructure. However, due to risks related to time, quality, cost and scope, ... Read more
• Recent discourses on vigilantism within South Africa

  

  Author: O'Reilly, Ciaran Date: 2012 Reports of vigilantism are common in South African media today, where it is portrayed as a growing trend of reactionary violence against the perception of a high crime rate in the country and a criminal justice system which is failing the ... Read more

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